I am a 52 year old married (third time) mother of three wonderful grown children(two girls and a boy). With a Smart and funny grand daughter almost a year old. I have worked hard all my life but have not until recently learned how to make better decisions so that I can have […]

Popularity: 29% [?]

We are trying to save money for things we need or want. Most of the time it ends up being what we need. So, we have decided to turn off the satellite and enjoy more reading or walking outside or go for a motorcycle ride which is still less expensive these days than […]

Popularity: 32% [?]

In February my discretionary spending priorities shifted. Instead of  thriftlessly spending on immediate wants, of which bring short-lived joy, I have focused on the pricier items on my wish list. The first goal was to save enough money to buy a high definition TV. I saved, I researched the product, and two months later I […]

Popularity: 42% [?]

There are many things out there that can be bought to protect my investments. One thing that I know for sure is buying extended warranty on all of my vehicles.  I bought a van 4 years ago for my growing family that had 31k miles and got a pretty good interest rate through a company I had done […]

Popularity: 29% [?]

There’s a long list of environmentally friendly practices that save money. I could complete a home energy audit or drive a hybrid car to cut down on energy consumption. On the other hand, home improvements and purchasing a new vehicle seem like a hassle and involve up front costs that I’m not willing to absorb. […]

Popularity: 42% [?]

According to the National Retail Federation, the average consumer will spend $123 buying gifts for Valentines Day in 2008. And 61% of us (consumers) are suckered into spending money to show that we care. Do I sound bitter? Yes, because I’m one of those suckers!
$123 is more then I am able to save every month. […]

Popularity: 56% [?]

I want a new car so I am really trying to pinch my pennies to save toward maybe getting the car of my dreams soon as possible. Coming from a family of six I am always looking for ways to save a buck or two or three.
Here are just a few tips I thought I […]

Popularity: 29% [?]

Peter Goodman at the New York Times wrote a very interesting article today about a shift in consumers’ approach to spending money in lieu of uncertain economic times.
…the freewheeling days of credit and risk may have run their course — at least for a while and perhaps much longer — as a period of involuntary […]

Popularity: 100% [?]

We ask a simple question: “What are you saving for?” You fill in the blank.

Popularity: 81% [?]