If you have high credit card debt or want to purchase a car. One way to avoid paying the high interest would be to take out a home equity loan. If you are a home owner, use it to your advantage. The equity is handy and the interest rates are low but that’s not the […]

Popularity: 33% [?]

 To me, putting something on credit is like taking a loan out to buy that item you want. Its like a trap people fall into. I receive at least 1 to 2 credit card advertisements a day. Its hard because it is handy to just put it on plastic. Ive fallen for the trap and […]

Popularity: 26% [?]

Like most Americans, we’ve racked up debt. My husband and I are committed to paying off our credit cards in the hopes of being able to refinance a loan that is getting ready to convert to a variable rate. All was well and good until Murphy’s Law happened. Our electric heat pump […]

Popularity: 21% [?]

I have about $3,000 in credit card debt. It is the last bit of debt I have (other than my mortgage) and it has been 5 years since I have been debt free.
I can’t wait!

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Popularity: 22% […]

Popularity: 22% [?]

It is finally a done deal, The President finally signed the stimulus package which will allow individuals to receive $600, couples to receive $1200, and families will receive $300 for each child as long as the eligibility is met.  So for a family of 4 that is $1800 smackers. They are expecting the checks to […]

Popularity: 35% [?]

According to the National Retail Federation, the average consumer will spend $123 buying gifts for Valentines Day in 2008. And 61% of us (consumers) are suckered into spending money to show that we care. Do I sound bitter? Yes, because I’m one of those suckers!
$123 is more then I am able to save every month. […]

Popularity: 56% [?]

Peter Goodman at the New York Times wrote a very interesting article today about a shift in consumers’ approach to spending money in lieu of uncertain economic times.
…the freewheeling days of credit and risk may have run their course — at least for a while and perhaps much longer — as a period of involuntary […]

Popularity: 100% [?]

Splurging on $100 pair of shoes or an equally expensive pocketbook was at one time my weekend activity. The occasion? Weather it was a reward or some twisted form of self-medication– I found a reason to spend.
 
Over the years, I have come to learn there are long-term side affects to being a spendaholic.  I no […]

Popularity: 36% [?]