To me, putting something on credit is like taking a loan out to buy that item you want. Its like a trap people fall into. I receive at least 1 to 2 credit card advertisements a day. Its hard because it is handy to just put it on plastic. Ive fallen for the trap and […]

Popularity: 26% [?]

I was talking with a friend of mine and we got on the subject of Banking. He was telling me that he has a account at a local bank and has a estimated $30 a month in fees. I asked him what that local bank does so good that he wants to pay $30 a […]

Popularity: 30% [?]

There are many things out there that can be bought to protect my investments. One thing that I know for sure is buying extended warranty on all of my vehicles.  I bought a van 4 years ago for my growing family that had 31k miles and got a pretty good interest rate through a company I had done […]

Popularity: 29% [?]

According to the National Retail Federation, the average consumer will spend $123 buying gifts for Valentines Day in 2008. And 61% of us (consumers) are suckered into spending money to show that we care. Do I sound bitter? Yes, because I’m one of those suckers!
$123 is more then I am able to save every month. […]

Popularity: 56% [?]

Peter Goodman at the New York Times wrote a very interesting article today about a shift in consumers’ approach to spending money in lieu of uncertain economic times.
…the freewheeling days of credit and risk may have run their course — at least for a while and perhaps much longer — as a period of involuntary […]

Popularity: 100% [?]

We ask a simple question: “What are you saving for?” You fill in the blank.

Popularity: 81% [?]