To me, putting something on credit is like taking a loan out to buy that item you want. Its like a trap people fall into. I receive at least 1 to 2 credit card advertisements a day. Its hard because it is handy to just put it on plastic. Ive fallen for the trap and […]

Popularity: 26% [?]

Like most Americans, we’ve racked up debt. My husband and I are committed to paying off our credit cards in the hopes of being able to refinance a loan that is getting ready to convert to a variable rate. All was well and good until Murphy’s Law happened. Our electric heat pump […]

Popularity: 21% [?]

According to the National Retail Federation, the average consumer will spend $123 buying gifts for Valentines Day in 2008. And 61% of us (consumers) are suckered into spending money to show that we care. Do I sound bitter? Yes, because I’m one of those suckers!
$123 is more then I am able to save every month. […]

Popularity: 56% [?]